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Maine Auto Accidents

It is axiomatic that auto insurance companies are required to pay reasonable, fair compensation for injuries from car accidents to their insured and other covered parties who suffer injuries in car collisions. Auto insurers have written policies and contracts that mandate these requirements. Still, somehow this does not happen in all cases. Seriously injured victims frequently are discouraged and frustrated into accepting unreasonably low settlements from insurers to stop the escalating stress, endless delays, and tiresome runaround they encounter. It is important to realize that this does not have to happen.

Maine auto accident attorneys can provide much needed legal assistance. These lawyers have experience negotiating and litigating auto accidents. As such, they can maximize recoveries their clients obtain. They are very familiar with Maine laws that govern auto injuries, the seatbelt defense, comparative fault concepts, how insurance coverage operates from the inside, and how to effectively, persuasively use technical and complex litigation concepts such as accident reconstruction, biomechanics, and medical testimony in trial settings. Every tool in these lawyers' arsenal is leveraged for an injured victim to obtain the highest possible recovery for injuries, damages, and losses.

What Legal Services Do Auto Accident Attorneys Offer?

Maine auto collision lawyers stand willing and able to make the battery of seemingly endless phone calls required to prosecute and resolve tedious insurance claims. These lawyers ensure all necessary documents and forms for insurance, medical, and legal situations are completed accurately, thoroughly, and timely on a client's behalf. A car collision lawyer can help you retrieve a copy of the police report for your accident, too. At the end of the day, the primary focus of an injured party should remain fixed on obtaining medical treatment and achieving a full physical recovery, not in talking to insurers or in obtaining records. For many victims, these tedious, cumbersome tasks add unnecessary stress to their lives and distract from their recoveries.

Maine Adopted a Tort Liability System

Maine follows a system of tort liability with regard to auto accident laws, as do 27 other states. Tort liabiliy states permit litigation to address damages that occur from car accidents. There are no thresholds or legal limits placed on injured victims' abilities to file suit. So, if you are involved in a Maine car accident, a party must be determined to be the cause or "at fault" for the collision. That party is deemed "at fault" under Maine law and becomes legally responsible for all resulting damages. Damages are normally processed through the insurance company of the at-fault driver. Because Maine is a tort liability state, many insurers suggest their driver clients buy higher insurance coverage limits than state-required minimums.

What Are the Deadlines for Filing Accident Claims in Maine?

Maine's liberal statute of limitations law allows injured victims six years from the date of an auto accident to file a claim against the at-fault driver for the wreck. This means that if you and/or your Maine auto accident counsel decide to file a civil suit for your personal injuries, the suit must be filed and proceedings commenced before the statute of limitations ends and time runs out for bringing your claim. This time period exceeds the period afforded by most other states. Still, time is of the essence in making your auto collision claim in Maine, and it is best not to wait. As a general rule, it is prudent to seek prompt legal assistance from an auto accident attorney as soon after you have received proper medical treatment as possible. Delays could very well prejudice your claims, rights, and interests.

What Is the Role of Negligence in an Accident Claim?

To collect a monetary recovery from a Maine auto accident claim, the law requires you or your lawyer to prove the other driver was negligent. To do this, you must show the following elements in asserting your Maine-based auto accident claim:

  • The driver who caused your injuries had a responsibility and legal duty not to injure you and failed to live up to that legal duty.
  • There is a connection between the other driver's responsibility and your resulting personal injury.
  • You suffered damages or a financial loss as a result of the automobile accident.

Locate a Local Maine Car Accident Attorney Today

A Maine car accident attorney will represent you in court and can examine and evaluate your case to assess possible bases for your recovery and probable damages stemming from the car crash. He or she can highlight strengths and weaknesses of your case and outline the likely timeline for negotiating and/or litigating your various claims. An auto accident lawyer can help you navigate the Maine court system and best position your claim for maximum recovery. Call now to speak with a car collision lawyer in Maine at 877-913-7222.