The Basics of Pittsburgh Workers' Comp
If you work in Pittsburgh and are injured on the job, you may be entitled to Pittsburgh workers' comp. Workers' compensation in Pittsburgh is a legally mandated type of insurance coverage that most employers must purchase. This coverage protects the employer from liability and provides workers with certain benefits.
Pittsburgh workers' comp laws are complex. This article will explain the basics of these laws. However, if you have additional questions about your own claim, you should contact a knowledgeable Pittsburgh workers' compensation attorney.
Filing a Pittsburgh Workers' Comp Claim
When an employee suffers a workplace injury or illness, he is required under Pittsburgh workers' comp laws to report the injury to his employer as soon as possible. Tell your employer you were injured in the course of employment and tell him of the date and place of the injury. You must notify your employer of the injury within 120 days of the accident or else you will not be able to receive workers' compensation.
Once you have lost a day or shift of work, the employer is required to report the injury or illness to the Pennsylvania Bureau of Workers' Compensation. The Bureau of Workers' Compensation is the governmental body in charge of overseeing Pennsylvania's workers' comp laws.
The employer and its workers' comp insurance provider may choose to accept or deny the claim. If your claim is denied, you should hire a Pittsburgh workers' comp attorney. You and your attorney can then file a claim petition with the Bureau of Workers' Compensation to schedule a hearing before a workers' compensation judge. You will have three years from the date of the injury to file a claim petition if your employer or its carrier denies your claim.
Whether you are injured in Ridgemont, Lincoln Place, Carrick or another part of the city, Attorneys.com can help connect you to a Pittsburgh workers' comp lawyer. Just fill out the form on this site, or call 1-877-913-7222. After answering a few questions, Attonreys.com will provide you with the contact information of at least one area workers' comp attorney. The lawyer will contact you within two business days, or you can contact him at your own convenience.
Types of Pittsburgh Workers' Comp Benefits
If you are injured or become ill due to your occupation, you may be entitled to some of the following Pittsburgh workers' comp benefits:
- Medical care
- Payment for loss wages
- Death benefits
- Specific loss benefits: These provide payment for workers who have suffered permanent loss of use of a body part or have a serious and permanent disfigurement on the head, face or neck
- Total disability
- Partial disability
When seeking medical care, the employee is allowed to select his own medical provider unless the employer has accepted the claim and has posted a list of six or more providers in the workplace. If this is the case, you must have your initial medical visit with one of these six physicians as well as subsequent medical visits for the next 90 days.
Who Is Covered by Pittsburgh Workers' Comp Insurance?
Under the Pennsylvania Workers' Compensation Act, nearly every employer in Pittsburgh must have workers' comp insurance. Even seasonal and part-time employees are covered. The Act also applies to non-profit organizations, unincorporated businesses and employers with only one employee.
There are some exceptions to the law, including:
- Volunteer workers
- Agricultural laborers
- Casual employees
- Employees who have been granted a personal religious exemption from the Act
Coverage for all eligible employees begins on the date of hire.