Oregon Workers Compensation
Oregon law requires most employers to buy workers' compensation insurance that covers their employees in the event of a job-related injury or occupational disease. You should be covered by this no-fault insurance beginning on your first day at work. If you're hurt at work, you will be entitled to certain benefits, including medical treatment, replacement wages and compensation for any temporary or permanent disability. Survivors of a worker who's killed on the job can also receive death benefits. Talk to a workers' compensation attorney to understand your legal rights and your employer's legal obligations. Your lawyer can also guide you through the claims process.
Workers' Comp Coverage
In Oregon, workers' compensation insurance is mandatory for most workers. Employers are required to provide it-at no cost to the employee-beginning on the employee's first day of employment, regardless of whether the worker is a part-time or full-time employee.
However, certain types of employees are exempt from mandatory workers' compensation coverage. You may not be covered by workers' comp insurance if you are a sole proprietor, partner in a construction business, domestic employee, casual laborer or corporate officer. If in doubt, ask your employer whether you're entitled to workers' compensation insurance coverage.
Additionally, some government employees and workers in specific industries (such as the maritime and mining industries) may be covered by workers' compensation insurance that's governed by federal law.
Types of Injuries Covered by Workers' Compensation
Injuries typically covered by workers' comp include:
- Traumatic physical injuries
- Repeated trauma injuries
- Mental injuries
- Occupational disease
Workers' Compensation Benefits
Your workers' compensation benefits may vary depending on the nature of your injury or occupational illness, but you may be entitled to benefits that include:
- Medical care
- Lost wages
- Temporary and permanent partial disability
- Temporary and permanent total disability
If you receive workers' comp benefits, you cannot sue your employer for additional compensation in connection with your injury. You may, however, be able to file a lawsuit against others involved in your injury.
A workers' compensation lawyer can help you file a claim for workers' comp benefits, appeal a denied claim and ensure that you receive the benefits to which you are entitled.
Find & Hire Local Oregon Workers' Compensation Attorneys
Filing for workers' compensation can be a complicated legal process, and it helps to have the assistance of an experienced workers' comp lawyer. Need help locating an attorney in your area? If you live in Portland, Eugene or elsewhere in Oregon, Attorneys.com offers a free service that can match you with local lawyers. Call us at 877-913-7222 or complete the form on this page today.