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The Basics of Ohio Workers' Compensation

The Bureau of Workers' Compensation in Ohio is the governmental body in charge of overseeing Ohio workers' compensation law. If you are injured due to a workplace accident and contact the Ohio Bureau, workers' compensation benefits might be paid to you. However, this depends on a number of factors, including the nature of your injuries and the amount of time that has passed since the initial accident occurred.

Because Ohio workers' compensation law can be very complex, you may want to contact an Ohio workers' compensation lawyer in your area to help assess your case's strengths and weaknesses. You should also try to develop a basic understanding of Ohio workers' compensation law.

Ohio Workers' Compensation Benefits

If you were injured in the course of work, you may be entitled to Ohio workers' compensation benefits. These benefits can compensate you for such things as medical costs related to treating your injury, as well as compensation for lost wages due to disability.

The amount of money paid under Ohio workers' compensation law depends on the nature of the disability. Specifically, the extent of your disability will determine how much you receive in benefits and how long benefits last.

There are multiple classifications of disability, including permanent total disability, temporary total disability and partial disability. For example, a worker who is permanently and totally disabled will never be able to return to work, so that worker will receive more compensation than a worker who is only temporarily disabled.

The following is a breakdown of how much Ohio workers' compensation will pay an injured worker based on the type of disability:

  • Permanent total disability: Two-thirds of your average weekly wage
  • Temporary total disability: Two-thirds of your average weekly wage for a limited number of weeks
  • Partial disability: Two-thirds of your average weekly wage but for a limited number of weeks

In addition, there is a seven-day waiting period before you can begin receiving benefits. However, if your total disability continues for two weeks or more, you may be able to receive back payment for this waiting period.

Ohio Workers' Compensation Claims

To receive Ohio workers' compensation benefits, you must file an Ohio workers' comp claim.

The first step in initiating the claims process is to tell your employer you have been injured. Of course, you will want to immediately seek medical attention as well, but it is critical that you inform your employer to start the process.

Next, you will want to formally file a claim with the Ohio Bureau of Workers' Compensation. Oftentimes, after seeing a healthcare professional, a claim will be filed on your behalf. However, you do not want to assume this is the case, so it is best to check with the Bureau to ensure a claim has been filed.

There are time limits as to how long you can wait to file a claim with the Bureau. Specifically, you usually have up to two years from the date of injury to file a claim.

Your employer will inform its workers' compensation insurance carrier about the injury, and the insurer will determine whether to pay out benefits. If the insurer decides to deny your claim and not pay out benefits, you can then appeal to the Bureau and request a hearing.

If you are denied workers' compensation, you should contact an Ohio workers' compensation attorney to assist you.

Ohio Workers' Compensation Resources

If you have further questions about Ohio workers' compensation law, including questions regarding benefits and the claims process, you should contact the Ohio Bureau of Workers' Compensation.

In addition, if you have questions about workplace safety, you should contact your local Ohio OSHA office. OSHA (or the Occupational Safety and Health Administration) is the governmental body in charge of overseeing workplace safety guidelines.

Finally, if you have questions regarding a specific claim or your own workers' compensation benefits, you should contact an Ohio workers' comp lawyer in your area.