The Basics of Cleveland Workers' Compensation
If you have been injured on the job, you may be entitled to Cleveland workers' compensation. All employers are required to supply their employees with workers' compensation in Cleveland.
This article will explain the basics of workers' comp in Cleveland. If you have additional questions about your matter, you should contact a Cleveland workers' compensation attorney.
Who Is Covered by Cleveland Workers' Compensation?
Under Ohio law, every employer with one or more employee must have workers' compensation insurance. This includes farm owners and operators. Workers' compensation insurance is the coverage that provides injured employees with certain benefits.
Workers' compensation in Cleveland applies to both full-time and part-time employees. In some circumstances, it may even apply to independent contractors and cash employees.
By law, employers must pay the entire cost of an employee's workers' compensation coverage. Under most circumstances, as long as the employer has this coverage, an injured employee cannot sue the employer for his injuries.
What Injuries Does Cleveland Workers' Compensation Cover?
Cleveland workers' compensation compensates employees for all necessary medical care that pertains to several different types of injuries, including:
- Traumatic physical injuries
- Repeated trauma injuries, such as carpal tunnel syndrome
- Mental injuries
- Occupational diseases
Compensation is also provided if your job-related disability lasts longer than seven days. If an employee is killed while working or dies from a work-related injury, Cleveland workers' compensation will provide a moderate funeral expense allowance and compensation to certain dependents.
What Benefits Are Available to Injured Workers?
There are a number of benefits available to injured workers under workers' compensation. To better understand the specific benefits available to you, contact an experienced Cleveland workers' compensation lawyer.
In general, an injured employee may be entitled to the following benefits:
- Medical care
- Temporary disability benefits that partially replace wages lost while away from work
- Permanent disability benefits that partially replace wages lost if unable to work
- Facial disfigurement benefits
- Death benefits
The maximum amount for disability compensation allowed by Ohio law is an amount equal to the statewide average weekly wage for the year in which the worker was injured.
How Do You File a Cleveland Workers' Compensation Claim?
If you are injured while at work or develop an occupational disease or repeated-trauma injury, you should seek medical attention immediately. When you arrive for treatment, tell your doctor that the injury or disease was connected to your job.
In addition, you should notify your employer of the disease or injury as soon as possible. You will also need to file a workers' compensation claim with the Ohio Bureau of Workers' Compensation. Under Ohio law, it is technically the responsibility of the employee to file this claim. You can ask your employer for a copy a workers' compensation application form.
Injured workers have two years from the date of injury to file a claim. For occupational diseases, employees have:
- Two years after the date that disability due to illness began
- Six months after the date of diagnosis by a physician
- Two years after a death due to the disease