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The Basics of Kansas City Workers' Compensation

If you are injured on the job in Kansas City, Missouri, you may be entitled to certain benefits under Kansas City workers' compensation.

Workers' compensation provides employees with compensation for work-related injuries and illnesses. It also protects employers from employee lawsuits. This article will explain the basics of Kansas City workers' compensation.

Because workers' compensation laws can be complex, you should consider contacting Kansas City injury lawyers to assist you with your workers' comp claim.

Kansas City Workers' Compensation Benefits

There are a number of benefits that injured employees are eligible for under Kansas City workers' compensation law. Whether you suffered injury in Lee's Summit, Grandview, Harrisonville or another area around Kansas City, Missouri, you may be entitled to the following benefits:

  • Medical care, including the cost to travel for necessary medical care
  • Disability benefits for workers suffering temporary partial disability, temporary total disability, permanent partial disability and permanent total disability
  • Survivor benefits for dependents after the death of a worker
  • Payment for lost wages

There are many complex rules around the payment of certain benefits. If you have any questions, you should contact a personal injury attorney in Kansas City who has experience with workers' comp claims.

Kansas City Workers' Compensation Covered Injuries

Injuries that occur on the job are covered by workers' compensation. For the injury to warrant benefits, the workplace accident must be the prevailing factor in causing the resulting medical condition and disability.

Types of injuries covered include:

  • Traumatic physical injuries
  • Mental injuries
  • Repeated trauma injuries
  • Occupational diseases

Workers' compensation for occupational diseases is covered by an additional layer of complex rules. If you suffered an occupational disease, you will want to contact a Kansas City workers' compensation attorney to assist you with your claim.

Employees Covered by Kansas City Workers' Compensation

Most employers are obligated to purchase workers' compensation insurance in Kansas City. Workers' compensation insurance is the coverage that pays employees their workers' compensation benefits.

Specifically, any employer with five or more employees is required to have workers' compensation coverage. In addition, any company in the construction industry with one or more employees is required to have workers' compensation coverage.

Kansas City workers' compensation obligations do not apply to the following employers:

  • Farm labor
  • Domestic servants in a private home
  • Occasional labor performed for a private household
  • Qualified real estate agents and direct sellers

Filing a Kansas City Workers' Comp Claim

When you suffer injury at work, the first thing you should do, if possible, prior to seeking medical care is to alert your employer. Workers who fail to alert their employers of their work-related injuries within 30 days may forfeit their right to collect workers' compensation benefits. This notice should be given in writing and must state:

  • The date
  • The time and place of injury
  • The nature of the injury
  • The name and address of the person injured

Next, seek medical attention. Of course, if your injury is severe, you will want to do this step first. Your employer does have the right to choose your healthcare provider.

The employer or the insurance company should then report your injuries to the Missouri Department of Labor's Division of Workers' Compensation.

If you feel you have not been properly compensated for your injuries, you will want to file a Claim for Compensation with the Division of Workers' Compensation. You will have two years from the date of injury or death to file such a claim. If your employer did not file a claim initially, you will have three years to file your claim.

If you are not receiving workers' compensation benefits and feel you should be, contact a Kansas City workers' compensation attorney to assist you with your claim.