Illinois Workers Compensation
By law, Illinois employers must pay for workers' compensation insurance for most employees. This no-fault insurance covers workers who are injured on the job, and keeps employees from having to sue their employers for money to pay for injury-related expenses. If you've been hurt on the job or diagnosed with an occupational illness, a workers' compensation attorney can explain to you the application process and help you receive the benefits to which you are entitled.
Workers' Comp Insurance Coverage
In Illinois, workers' compensation coverage begins on your first day of employment, regardless of whether you are a part-time or full-time employee. Most employees are automatically covered, and even independent contractors and cash employees may be entitled to coverage.
If you're injured while at work or develop a job-related occupational disease, seek medical treatment. You must also notify your employer as soon as possible, but no later than 45 days after your accident or occupational illness diagnosis. (This deadline is extended to 90 days if you've been exposed to excessive radiation).
Your employer will then file a claim with its insurance carrier. If your claim is not processed, your benefits don't begin or your claim is denied, talk to a workers' comp attorney. Your lawyer can help you file a claim with the Illinois Workers' Compensation Commission.
Depending on the nature of your injury or illness, you may be entitled to benefits that include:
- Medical care
- Temporary disability benefits designed to at least partially replace lost wages if you were unable to work for more than three days
- Permanent disability benefits designed to at least partially replace lost wages
- Vocational rehabilitation
- Educational assistance
- Death benefits
If you are injured in work in a job that isn't covered by workers' comp insurance, you may have to file a personal injury lawsuit against your employer for compensation.
Find & Hire Local Illinois Workers' Compensation Attorneys
Need help locating a workers' comp lawyer in your area? Attorneys.com can help you find a local lawyer, whether you live in Chicago, Rockford, Urbana or elsewhere in Illinois. To get matched with an attorney, fill out the form on this page or call us at 877-913-7222.
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