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Workers Compensation in Colorado
Workers' compensation is one of the oldest types of "no-fault" insurance. If you are injured on the job, you are entitled to money for medical treatment, lost wages and other benefits. Unlike other areas of personal injury law, you shouldn't need to sue your employer for this money. Provided you meet the legal requirements and file a Colorado workers' compensation claim, you should receive compensation. However, the reality is that sometimes there are problems with the process. In these instances, a Colorado workers' compensation attorney can help you get the money you deserve.
Colorado Workers' Compensation Basics
Workers' compensation is a type of insurance policy that covers employees in Colorado who are injured on the job or develop a work-related illness.
"For employees who are injured on the job or develop occupational diseases, this insurance pays for medical expenses and partial wage replacement during periods of temporary disability. It may also provide permanent impairment benefits for those who qualify. There is no payment for pain and suffering under workers' compensation. The cost of workers' compensation insurance is paid entirely by the employer and may not be deducted from an employee's wages. Workers' compensation insurance is the only disability insurance that Colorado employers must provide for their employees under state law."
If you are injured on the job, you'll need to quickly notify your employer. If it's a life-threatening injury, seek immediate treatment and then tell your employer within four business days. Otherwise, tell your supervisor that you've been hurt before you seek medical treatment. (In non-emergency situations, you may be required to see a healthcare provider of your employer's choosing.) All notifications should be both verbal and in writing.
Your employer will then notify its workers' compensation insurance provider of your injury, which begins the claims process.
After your claim is submitted, the insurer will decide whether to accept or deny the claim. You'll want to speak to a Colorado workers' compensation lawyer as soon as possible if your claim is denied so you can appeal the denial.
What Does Colorado Workers' Compensation Cover?
Colorado workers' compensation provides a variety of benefits to people who are hurt or sickened in the workplace. These include:
- Medical treatment and related medical expenses for things such as diagnostic tests, medicine and supplies
- Mileage expenses to and from your medical appointments
- Lost wages if you cannot work for four or more days
- Compensation for permanent impairments
Colorado workers' compensation also pays death benefits if an employee dies in a workplace accident. Learn more about worker compensation frequently asked questions.
Things to Know When Hiring Colorado Workers' Comp Attorneys
Legally, you are not required to hire a Colorado workers' comp attorney, but many injured workers choose to use an attorney. There are a few reasons why you should hire a workers' compensation lawyer:
- Workers' compensation knowledge: The Colorado workers' compensation system can be confusing and difficult to navigate. If you make a mistake, you run the risk of losing the benefits to which you are entitled. Colorado workers' comp lawyers deal with the government on a daily basis. They have a thorough understanding of the process, and will ensure that your claim or appeal gets handled correctly.
- Pay nothing out of pocket: When you hire a Colorado workers' comp lawyer, you'll pay no up-front legal fees. That's because workers' compensation lawyers in Colorado work on what's known as a contingency fee system. If your claim is successful, your attorney is paid a percentage of the insurance money.
- Level the playing field: You can be certain that your employer and the workers' compensation insurance company have lawyers on their side who are scrutinizing your claim in hopes of finding a reason to reject it. You increase your chances of success by hiring a Colorado workers’ comp lawyer.
Find & Hire Workers' Compensation Attorneys in Colorado
Are you ready to hire a Colorado workers' comp lawyer? Congratulations, you've made a smart decision. Your next task is to hire an attorney—and you've come to the right website. Attorneys.com has a network of Colorado workers' compensation attorneys across the state, from Denver to Boulder, from Colorado Spring to Aurora.
To use our free service, simply complete the form on this page or call us at 877-913-7222. We'll ask you a few easy questions, then we'll quickly connect you with a Colorado workers' comp lawyer in your area.