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Workers Compensation in Arizona
Arizona workers' compensation insurance provides workers with a means of receiving compensation for workplace injuries and occupational illnesses. In most instances, employees who are hurt on the job can bypass the courts and avoid filing lawsuits against their employers. But in some instances you may have to fight for the money you deserve. An Arizona workers' compensation attorney can help you collect money to pay for medical expenses, lost wages and long-term disabilities.
Arizona Workers' Compensation Basics
What is workers' compensation insurance?
According to the Industrial Commission of Arizona:
"Workers' compensation is a 'no fault' system in which injured workers receive medical and compensation benefits no matter who causes the job-related accident. If an illness or injury is job-related, the injured worker (also known as a claimant or applicant) receives medical benefits and may receive temporary compensation, if eligibility requirements are met. In some cases, a claimant may also receive permanent compensation benefits and 'job retraining.'"
Am I covered by workers' comp insurance?
In most circumstances, employers are required to automatically provide workers' compensation insurance to their employees. However, you may not be covered if you're a federal government employee, work for a railroad, are a domestic employee or an independent contractor. If you are not covered, you will have to hire an Arizona workers' compensation lawyer or personal injury attorney and file a civil lawsuit against your employer.
What kind of compensation can I receive from Arizona workers' compensation insurance?
Broadly speaking, there are two types of Arizona workers' comp claims: Medical-only claims and time-loss claims. Medical-only claims pay your injury-related healthcare costs. Time-loss claims pay both your medical expenses and compensate you for days when you're unable to work. You can qualify for a time-loss claim if you are off work for more than seven days in total.
How do I file a claim?
You should take several actions as soon as possible after you're injured on the job or diagnosed with a job-related illness:
- Notify your work supervisor
- Tell the doctor that you were injured on the job
- Complete the pink form "Worker's and Physician's Report of Injury" given to you by your healthcare provider
The pink form initiates the workers' compensation claim, and must be completed within one year of your injury.
Reasons to Hire an Arizona Workers' Comp Lawyer
There are several reasons to consider hiring an Arizona workers' comp attorney to assist with your claim:
- If you are in a job that is not covered by Arizona workers' compensation insurance
- If your claim is denied and you need to appeal the decision at a hearing before an administrative law judge
- If you don't receive all of the compensation to which you are entitled
Find & Hire an Arizona Workers' Compensation Attorney
Workers' compensation law is complex and confusing. Although you're not legally required to hire an Arizona workers' compensation attorney to represent you at hearings, it's strongly advised. The administrative law judge will not treat you with any leniency simply because you're representing yourself.
If you need help finding Arizona workers' compensation lawyers, you've come to the right website. Attorneys.com offers a free service that can match you with local lawyers, whether you're in Phoenix, Tucson, Mesa or elsewhere in the state. Complete the form on this page or call us at 877-913-7222 to get started. We'll ask you a few simple questions, then quickly match you with an attorney in your area.