Insurance companies probably have more involvement in motorcycle accidents than just about anyone else, with the exception of law enforcement authorities and hospitals. So it makes sense that their experience should result in some worthwhile safety tips. 

Before You Leave the Driveway

Tip 1: Inspect your bike. Check the tires, wheels, and tire pressure. Make sure that all lights, turn signals, and levers are operating properly.
Tip 2: Wear a helmet. Helmets prevent head injuries in 67 percent of all accidents. Make sure it fully shields your face and that it meets all safety standards.
Tip 3: Wear protective clothing. Road rash is not a badge of honor; it is just painful. Wear layers and never ride wearing just lightweight pants or shorts.
Tip 4: Do not drink and drive. The last thing you need while operating a bike is decreased perception or reaction time.

On the Road

Tip 5: Stay alert at all times. Look ahead, and monitor your mirrors continuously. Anticipate car movements, especially when crossing the road.
Tip 6: Be visible. Wear bright reflective clothing and never ride in the blind spots of other vehicles. Ride in lanes where you can easily be seen by all traffic. Always have your headlights on. Wear a reflective vest and add reflective material to your clothing and helmet.
Tip 7: Follow the rules of the road.
Tip 8: Watch for hazardous road and weather conditions. Be aware of surface texture, obstacles such as railroad crossings, and the effect weather will have on the road.
Tip 9: Ride in the right place on the road. Do not travel between lanes. Do not share lanes with other vehicles and do not tailgate.
Tip 10: Use caution on curves. Many crashes happen on curves. Watch the road ahead and slow down when entering a curve; avoid overshooting.
Tip 11: Be careful with fuel. Avoid spillage and overfill. And be careful of your exhaust if you do have a spill.
Tip 12: Use your brakes properly. Apply brakes equally to both front and rear wheels. Remember that if you are fully loaded with gear, extra breaking time will be required.