Loan Modification in Hawaii
Hawaii has one of the highest foreclosure rates in the nation. But a Hawaii loan modification attorney may be able to help you save your home from foreclosure.
If you have a regular income but simply can't afford to make your existing loan payments, if you don't qualify for a refinancing or if your home is under water, you may be a good candidate for a mortgage modification.
What Is a Loan Modification?
When a lender agrees to a loan modification, the lender is changing some aspect of the mortgage in an effort to lower the loan payments. The lender may:
- Reduce the interest rate
- Forgive some of the principal you owe
- Extend the length of the loan
The end result: A more affordable loan payment, meaning it may be easier for you to remain in your home. It's one of the most attractive programs available designed to help homeowners avoid foreclosure.
A loan modification lawyer can help you understand all of your legal options—from a short sale to foreclosure, from bankruptcy to loan modification—examine your finances, get your home appraised and complete the mortgage modification paperwork.
Find & Hire a Hawaii Mortgage Modification Attorney
If you're ready to lower your loan payments, then now is the time to hire a Hawaii mortgage modification lawyer. And Attorneys.com can help you find an attorney to guide you through the process. To get started, call us at 877-913-7222 or fill out the form on this page. After you answer a couple of simple questions, we'll quickly match you with an attorney in your area.