In today's credit society, it is easy to become an identity theft victim. You may not realize that someone stole your identity if your ID and credit cards are still in your possession. A store clerk can record your credit card number, or someone can lift the information off a receipt or use a stolen social security card. Your credit, identity and name can be damaged quickly.
A licensed attorney could advise you on common red flags of identity theft:
- Unfamiliar expenditures on your credit card bill
- Debt in your name that you did not authorize or accrue
- Criminal arrests in your name
- Out-of-state credit purchases
- Unauthorized withdrawn funds
An identity theft attorney may counsel you on ways to protect your identity, such as keeping receipts, limiting the number of credit cards, shredding personal information, periodically checking your credit history, and many others. Carefully review your expenditures and debits on bank and credit card statements. Place your phone number on a no call list and avoid giving personal information to solicitors.
Identity Theft Consequences
If your identity is stolen, you may be denied loans, unable to make purchases, or even have trouble getting employed. Sometimes your pension or assets are stolen.
How An Experienced Identity Theft Attorney Can Help
If you believe someone has tampered with your identity, an experienced identity theft attorney may be able to help restore your good name and credit history, and get your life back. An attorney may institute credit card monitoring, set up identity theft protection, advise authorities and credit agencies of the fraud, and keep tabs on your credit report. An experienced attorney might coordinate with credit rating agencies about the fraudulent activities on your credit history, close accounts with suspicious activity, file reports with the appropriate agencies, help fix your credit, and monitor your accounts to restrict additional fraudulent activities.