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How to Hire a New Jersey Bankruptcy Lawyer

There are several ways of finding a New Jersey bankruptcy lawyer. If you're sinking in a sea of bills and collectors' notices, it may be time to contact one of them.

But you don't want just any attorney; you want to find the right one to represent you. This article will offer some tips how to do just that.

You may not realize it, but you already have several ways to find a New Jersey bankruptcy lawyer.

You can ask around your circle of friends, colleagues, and family members. Maybe they have used the services of a bankruptcy attorney even if they didn't share that with you at the time. Ask if they would recommend their attorney. Your tax preparer may also have a recommendation for you.

Yet another resource is right in front of you. Whether you live in Trenton, Princeton, Cherry Hill, or elsewhere in New Jersey, Attorneys.com offers a service that connects you with a New Jersey bankruptcy attorney in your area.

When you are ready to start the process, give us a call at 1-877-913-7222 or fill out the short form on this web site.

We'll send you the contact information for at least one New Jersey bankruptcy lawyer near you. You may call the attorney directly, or he or she will get in touch with you within two business days.

Preparing to Meet with a New Jersey Bankruptcy Attorney

With the name of at least one New Jersey bankruptcy lawyer, you are now ready to take the next step: Scheduling an interview.

Most bankruptcy lawyers in New Jersey are willing to meet with you at a preliminary meeting called an initial consultation. You can accomplish several important goals at an initial consultation. You can:

  • Learn about the attorney's background and experience
  • Talk about your various bankruptcy options and what's in store for you in the next several months
  • Decide whether the attorney is someone you want to hire

Many New Jersey bankruptcy attorneys offer their time at an initial consultation free of charge or ask for a nominal fee. Ask about this when you book the appointment.

Before the meeting, it's helpful to take a moment and define for yourself the qualities you want your New Jersey bankruptcy attorney to have. You probably want a lawyer who:

  • Has experience representing consumers filing for bankruptcy in New Jersey
  • Is well versed in federal and New Jersey bankruptcy laws
  • Charges a reasonable fee
  • Offers sound advice and judgment
  • Is someone you can see yourself working side-by-side with for several months

Because you want to make sure that you hire the very best New Jersey bankruptcy attorney for you, develop a list of questions you'd like to ask during the initial consultation. Focus on questions that will help you in your hiring decision. Some topics to discuss include:

  • The attorney's background and experience representing consumers filing for bankruptcy in New Jersey
  • Your bankruptcy options, including which type of bankruptcy you should file, which debts will be erased, and which property you could keep under federal and New Jersey bankruptcy law
  • How the lawyer bills for his or her time and an estimate of related legal expenses

This is also a good time to make any special requests you have known. For example, you may need after-hours communication. Ask about this at the initial consultation to be see if the attorney can accommodate you.

You should spend some time gathering various items to bring with you to your initial consultations. Your ability to organize your financial records could even save the lawyer time and you money. Bring with you:

  • Your list of questions
  • Writing material, so you can record the answers and any impressions you have
  • A list of present and past debts
  • A list of property you own, your bank accounts, and any other financial assets
  • A copy of the deed to your home, if you own it
  • Proof of your income, including tax returns and paycheck stubs

Meeting with a New Jersey Bankruptcy Attorney

The attorney will have a number of questions for you. Answer them as openly as you can. New Jersey bankruptcy attorneys are bound by strict confidentiality laws that prohibit them from disclosing anything they hear at an initial consultation. Even if you end up hiring someone else, your confidence will be kept.

As you work through your list of questions, consider how the attorney measures up to the ideal attorney you defined above. Ask yourself:

  • Does this lawyer have the experience I'm looking for?
  • Am I confident in the advice and opinions offered?
  • Are the legal fees reasonable?
  • Do I feel comfortable?

The answers to these questions should help you determine whether you have found the right New Jersey bankruptcy attorney for you. If you're torn between two or more qualified candidates for the job, call some of their former clients to get some first-hand feedback.

All this information should help you lead you to your very best choice in a New Jersey bankruptcy attorney. Once you've hired him or her, you are on your way to pulling yourself out of debt.

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