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Rhode Island Auto Accidents
If you have been involved in a Rhode Island auto accident and suffer from injuries sustained in that collision because of another driver's fault, then you may be able to receive compensation for damages, losses, and/or injuries. Each case is unique in its facts, circumstances, parties, applicable insurance coverage, damages, and jurisdiction. Accordingly, it is wise to consult with an auto accident lawyer in Rhode Island to further explore the specifics of your particular case.
Top Suggestions from Auto Collision Attorneys to Accident Victims Immediately Post-Crash
It may sound very logical and like obvious common sense, but a surprisingly high number of parties involved in auto accidents in Rhode Island each year do things after their wrecks that harm or otherwise forfeit their legal rights. Personal injury lawyers recommend taking these simple steps (and considering placing a print-out of the list in your glove box for future reference) if you are ever involved in an accident:
- Stay calm. Do not move your car until after the police arrive on the scene.
- Write down the names and addresses of all accident witnesses. Do not exclude passengers in each of the cars involved.
- Write down the name and address of the other driver(s) involved in the wreck. Be sure to record driver's license numbers, registration numbers and information, and auto insurer.
- Draw a diagram and take notes of the positions of vehicles, weather conditions, road conditions, and the date and time.
- Take pictures with a cell phone or digital camera of the accident scene, vehicles and their positions, and any visible injuries on any parties.
- Take notes of whether any of the drivers involved in the accident committed any traffic offenses. Note whether any driver appears to be under the influence or intoxicated from drugs or alcohol.
- Contact your insurance agent or broker and auto insurer as soon as possible. Your policy has a notice requirement that you must meet.
- Fill out an operator's report at your local police station. You have five calendar days after the accident to complete this.
- Obtain medical care if you have been injured. It does not matter how insignificant or small your injury may seem. It could grow into something more painful after the adrenaline subsides or after soreness and stiffness set in.
- Contact a car accident or personal injury lawyer as soon as possible and hold an initial consultation with him or her to address your questions and concerns.
Compensation Available to Injured Crash Victims in Rhode Island
The compensation you may be eligible to receive as an injured car collision victim might include monies to defray:
- Costs or out-of-pocket expenses that you have incurred because of the accident, such as towing and storage fees
- Past, present, and future bills for medical treatment related to your auto-accident injuries
- Cost of hiring help to do household chores (cleaning, lawn care, cooking, shopping, childcare, etc.) that you are no longer able to perform due to your personal injury
- Repair or replacement of your vehicle and any property damaged or destroyed in the accident, including personal property stored in your vehicle
Of course, each case is unique and as such, it is recommended practice to consult with an experienced car accident attorney to address specific inquiries about compensation.
Further Sources of Damages Available to Car Accident Victims
As an injured accident victim, you may also receive a payment of damages stemming from the accident for things such as:
- Emotional distress damages
- Permanent disability and disfigurement damages
- Lost wages for time missed from employment (including time spent going to doctors' appointments, physical therapy, and court appearances)
- Lost future earning capacity because of injuries
These potential damages are illustrative only and not intended as exhaustive listings.
What Compensation Do Rhode Island Auto Insurance Laws Offer?
Rhode Island does not have personal injury protection (PIP) benefits. However, injured drivers can collect medical payments coverage benefits, if their auto insurance provides for same. Note, though, that the medical payments made are treated as a lien that must be repaid from the proceeds of any liability settlement. An injured party in a car collision may also be eligible to collect temporary disability insurance (TDI) from the State of Rhode Island if that party is employed within the state and will experience a loss of wages.
Locate a Local Rhode Island Auto Collision Lawyer Today
A Rhode Island auto collision attorney can represent you in court and can examine and evaluate your case to assess possible bases for your recovery and probable damages stemming from your car wreck. He or she can highlight strengths and weaknesses of your individual case and outline the likely timeline for negotiating or litigating your legal claims. A Rhode Island auto accident lawyer can help you navigate the state's court system and best position your claim for maximum recovery. Call now to speak with an auto collision attorney in Rhode Island at 877-913-7222.