Kentucky Auto Accidents
Kentucky auto accident lawyers are experienced at making the endless number of phone calls required to resolve serious insurance claims. These lawyers can ensure that all necessary forms and paperwork for insurance, medical, and legal situations are completed accurately and timely on your behalf. A Kentucky attorney can assist you in your efforts to obtain police reports so you can focus on acquiring proper treatment and physical recovery. Talking to insurance adjusters and obtaining police reports are tasks that add unnecessary stress and distract from the chief goal of a full physical recovery.
How Can a Kentucky Car Collision Lawyer Help?
Auto insurance companies are supposed to pay reasonable, fair compensation for injuries from collisions to their insured and other covered injured parties. These companies have policies and contracts that mandate such action, but unfortunately this may not happen in all cases.
Fortunately, car collision attorneys can provide much-needed assistance. They have experience negotiating and litigating auto accidents and can maximize the recovery their clients obtain. These attorneys are familiar with Kentucky laws relating to auto injuries, the seatbelt defense, the concept of comparative fault, how insurance coverage operates, and how to effectively and persuasively use technical and complex litigation concepts like accident reconstruction, biomechanics, and medical testimony at trial. All of these tools are leveraged on behalf of a personal injury auto accident victim to achieve the highest possible recovery.
What Is Kentucky No-Fault Insurance?
Kentucky “no-fault” insurance law is a bit of a misnomer and may be unnecessarily confusing. For personal injury auto accident victims, the term means essentially two things:
- The first $10,000 in medical expenses, lost wages, and other reimbursable expenses are to be paid by the victim’s insurance company instead of the insurance company of the driver at fault in the accident. The law is called “no-fault” because it recognizes that the at-fault party’s insurance company might not agree to pay all of the damages that its insured causes.
- No-fault insurance and the laws that govern it are intended to restrict who is eligible to sue in civil courts for personal injuries. The laws create a threshold requirement test before an injured party can sue the at-fault party for auto accident injuries. Specific to Kentucky, the threshold requirements are: death, permanent injury, bone fractures, disfigurement, loss of body part or member, permanent loss of bodily function, or $1,000 in medical expenses. Because the last requirement is so easy to achieve in today’s escalating costs for medical treatment and prescription medications, the threshold has lost its bite.
What Can I Receive Compensation For?
If you suffer from injuries in Kentucky because of a car crash that was caused by another party, you may receive compensation for several types of damages, losses, and injuries, including:
- Past, present, and future medical bills for treatment related to your injuries
- Permanent disability and disfigurement damages stemming from the accident
- Emotional distress damages stemming from the automobile accident
- Other costs or out-of-pocket expenses incurred, such as towing and storage fees
- Repair or replacement of your vehicle and any property that was damaged or destroyed, such as personal property in the vehicle
- Cost of hiring help to do chores, including cleaning, lawn care, cooking, shopping, and childcare that you cannot perform due to your personal injury
- Lost wages for time missed from employment, including doctor's appointments, physical therapy, and court appearances
- Lost future earning capacity due to the automobile accident injuries.
Locate a Kentucky Car Collision Attorney Today
A Kentucky auto accident attorney can represent you in court proceedings, evaluate your case, and assess your potential bases for recovery and probable damages stemming from the car accident. He can highlight strengths and weaknesses of your case and outline the likely timeline for negotiating or litigating your car accident personal injury claim. A Kentucky-based car collision attorney can help you in navigating the state court system and best position you for a favorable recovery. Call now to speak with an auto accident lawyer in Kentucky at 877-913-7222.