Alabama Auto Accidents
If you suffer from injuries in Alabama due to an automobile accident that was caused by the fault of another person, you may receive compensation for damages, losses, or injuries, such as:
- Past, present, and future bills for medical treatment related to your injuries
- Permanent disability and disfigurement damages stemming from the accident
- Lost wages for time missed from employment, including doctor's appointments, physical therapy, and court appearances
- Lost future earning capacity due to injuries suffered in the accident
- Repair or replacement of your vehicle and other property damaged or destroyed in the accident
- Cost of hiring help to do household chores, such as cleaning, lawn care, cooking, shopping, and childcare that you cannot perform due to your personal injury
- Emotional distress damages stemming from the accident
- Other costs or out-of-pocket expenses incurred because of the accident, such as towing and storage fees
If anyone was killed in the auto accident, or if any driver was intoxicated at the time of the accident, Alabama will likely prosecute the driver at fault. Driving under the influence or while intoxicated is a serious criminal traffic offense that is rigorously enforced in Alabama. In the case of other more standard automobile accidents with the typical range of nonfatal injuries, you may have to file civil litigation in the Alabama state court system. It is prudent to consult with an Alabama auto accident attorney to learn your rights and how best to protect them.
How Is Fault Determined in Auto Accidents?
To collect damages stemming from a personal injury claim, Alabama law requires you to prove that the other driver's conduct was negligent. You must specifically demonstrate that:
- The driver who caused your injuries had a legal duty not to injure you and failed to live up to that duty
- There is a connection between the other driver's responsibility and your resulting personal injury
- You suffered a financial loss as a result of the automobile accident
It is important to know early in the accident litigation process that Alabama civil law will reduce the total amount of damages you can recover if a determination is made that your own carelessness, recklessness, or negligence contributed to your injuries.
When Must You File an Accident Claim in Alabama?
According to Alabama's statute of limitations, you have two years from the date of the auto accident to file a personal injury claim against the driver at fault. Alabama law allows injured victims to claim damages for loss of consortium — the impairment of the fellowship, company, cooperation, love, and assistance of spouses within a family unit. Typical consortium damage claims include losses associated with caring for the home, raising and educating the children, recreation, affection, and intimacy. In many instances, loss of consortium claims are made concurrently with other personal injury claims, but can also be made independently. Because time is of the essence in asserting your claims related to an Alabama car accident, it is wise to seek the counsel of an attorney as soon as possible.
If you and your lawyer are not able to negotiate an acceptable settlement with the other driver or that driver's insurance company, give immediate consideration to filing a civil lawsuit before the statute of limitations ends and your chance for recovery runs out.
Alabama Automobile Liability Insurance Requirements
Alabama laws require all drivers to have liability insurance coverage with these minimum limits:
- Bodily injury liability: $25,000 per person and $50,000 per crash or occurrence
- Property damage liability: $25,000 per crash or occurrence
Locate an Alabama Auto Accident Attorney
An Alabama auto accident attorney can represent you in court proceedings and evaluate your case to assess potential recovery stemming from the accident. An experienced attorney will highlight the strengths and weaknesses of your case, outline a likely timeline for negotiating or litigating your claim, and assist you in navigating the state court system at every stage and best position you for a favorable recovery. Call now to speak with a car collision lawyer in Alabama at 877-913-7222.